The Property Pod

Episode 28 ⁠How to Get a Property Ready for the Rental Market

When it comes to renting a property, there are many factors to be considered from the government standards to insurance and tax implications. In this episode, estate agent, Áine McLoughlin, provides an overview of all the factors landlords need to be aware of when renting a property in Ireland. 
We discuss:
What the minimum standard for the property are including fire safety and health and safety 
Registering with the Rental Tenancy Board (RTB)
Ending a tenancy 
Calculating rent 
Rent pressure zones 
Insurance for renting a property 
Rental deposits 
Tax implications on rental income 
If you enjoyed this episode, you may also enjoy:
Episode 4 The Legal Process
Episode 5 Selling Your Home - Get Market Ready
Episode 23 Looking Back at 2023 and into 2024
_____________________
About The Property Pod:
Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers.
Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland.
Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence.
Find The Property Pod:
Instagram: @the_property_pod  
TikTok: @the_property_pod
LinkedIn: The Property Pod 
Pinterest: @thepropertypodireland 
_____________________
Find the Hosts:
Find Áine McLoughlin, Estate Agent, AML Property Services:
Website: amlpropertycork.ie 
LinkedIn: Aine McLoughlin | AML Property Services Cork 
Instagram: @amlpropertycork 
TikTok: @amlpropertycork 
Twitter: @amlpropertycork 
Find David Sweeney, Solicitor, propertysolicitors.ie:
Website: propertysolicitors.ie 
LinkedIn: | @property-solicitors-ie 
Instagram: @property_solicitors.ie 
Find Margaret Barrett, Mortgage Broker, Mortgage Navigators:
Website: mortgagenavigators.ie  
LinkedIn: Margaret Barrett | Mortgage Navigators IE  
Instagram: @mags_barrett | @mortgagenavigatorsofficial 
_____________________
About The Hosts:
Áine McLoughlin, Estate Agent, AML Property Services 
Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals. 
At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the real estate process. Whether buying, selling, or renting property, Áine is dedicated to delivering exceptional service and achieving the best possible outcomes for her clients
David Sweeney, Solicitor, propertysolicitors.ie
David Sweeney is a Solicitor and owner of Propertysolicitors.ie. David has a Bachelor of Business and Legal Studies (BBLS) from University College Dublin and qualified as a solicitor from Blackhall Place, the Law Society of Ireland, in 2007.
Embarking on a property transaction, be it buying, selling, or switching mortgages, is a significant decision. Property Solicitors recognise the weight of this decision and are dedicated to simplifying this journey for you. With a rich history in the Irish property market, Property Solicitors combine expertise, dedication, and transparency to offer you a seamless experience every time.
Margaret Barrett, Mortgage Broker, Mortgage Navigators
Margaret Barrett serves as the Managing Director of Mortgage Navigators. Margaret graduated with a Bachelor of Business Studies and Qualified Financial Advisor (QFA), has a background that includes her previous role as a Mortgage Manager at Bank of Ireland along with other senior business and sales leadership roles.
In her current role at Mortgage Navigators, Margaret leads a dedicated team responsible for identifying the most suitable borrowing solutions for clients, whether they are first-time homebuyers, individuals looking to move, those interested in switching, investors in search of property, or clients in pursuit of their dream seaside holiday home. The team is committed to assisting clients in their journey towards homeownership, in a stress free and jargon free manner.

Episode 27 Selling and Buying a Home at the Same Time

Simultaneously buying and selling a house can be a stressful and overwhelming task. This is also known as being in a chain. Chains can be complex. In this episode, we provide all the information about the process of buying and selling at home at the same time. 
We discuss:
What is a chain?
Who is buying and selling at the same time
Tips on how to prepare for buying and selling a home at the same time
Mortgages and Bridging Loans for this circumstance
The legality of being in a chain 
Ways to make the process easier
How the day of sale and purchase actually works 
 
If you enjoyed this episode, you may also enjoy:
Episode 8 Costs When Buying Your Home
Episode 13 Tips To Get Your Home Ready for Sale
Episode 22 The Realistic House Buying Process
_____________________
About The Property Pod:
Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers.
Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland.
Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence.
Find The Property Pod:
Instagram: @the_property_pod  
TikTok: @the_property_pod
LinkedIn: The Property Pod 
Pinterest: @thepropertypodireland 
_____________________
Find the Hosts:
Find Áine McLoughlin, Estate Agent, AML Property Services:
Website: amlpropertycork.ie 
LinkedIn: Aine McLoughlin | AML Property Services Cork 
Instagram: @amlpropertycork 
TikTok: @amlpropertycork 
Twitter: @amlpropertycork 
Find David Sweeney, Solicitor, propertysolicitors.ie:
Website: propertysolicitors.ie 
LinkedIn: | @property-solicitors-ie 
Instagram: @property_solicitors.ie 
Find Margaret Barrett, Mortgage Broker, Mortgage Navigators:
Website: mortgagenavigators.ie  
LinkedIn: Margaret Barrett | Mortgage Navigators IE  
Instagram: @mags_barrett | @mortgagenavigatorsofficial 
_____________________
About The Hosts:
Áine McLoughlin, Estate Agent, AML Property Services 
Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals. 
At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the real estate process. Whether buying, selling, or renting property, Áine is dedicated to delivering exceptional service and achieving the best possible outcomes for her clients
David Sweeney, Solicitor, propertysolicitors.ie
David Sweeney is a Solicitor and owner of Propertysolicitors.ie. David has a Bachelor of Business and Legal Studies (BBLS) from University College Dublin and qualified as a solicitor from Blackhall Place, the Law Society of Ireland, in 2007.
Embarking on a property transaction, be it buying, selling, or switching mortgages, is a significant decision. Property Solicitors recognise the weight of this decision and are dedicated to simplifying this journey for you. With a rich history in the Irish property market, Property Solicitors combine expertise, dedication, and transparency to offer you a seamless experience every time.
Margaret Barrett, Mortgage Broker, Mortgage Navigators
Margaret Barrett serves as the Managing Director of Mortgage Navigators. Margaret graduated with a Bachelor of Business Studies and Qualified Financial Advisor (QFA), has a background that includes her previous role as a Mortgage Manager at Bank of Ireland along with other senior business and sales leadership roles.
In her current role at Mortgage Navigators, Margaret leads a dedicated team responsible for identifying the most suitable borrowing solutions for clients, whether they are first-time homebuyers, individuals looking to move, those interested in switching, investors in search of property, or clients in pursuit of their dream seaside holiday home. The team is committed to assisting clients in their journey towards homeownership, in a stress free and jargon free manner.

Episode 26 The Mortgage Application Journey

The mortgage process is overwhelming, there is so much information out there, so much myths and misconceptions. In this episode, mortgage broker, Margaret Barrett gives a jargon free overview of the mortgage process from assessment to drawdown and everything in between. 
 
This episode of The Property Pod is a summary of the mortgage process:
Free assessment call
Mortgage application - this is form and upload your documentations to prove
Your ID
Income including variable pay 
Your financially sound - 6 months spending and saving including revolut 
The waiting game. This varies per lender from 72 hours to 7-10 working days 
Approval for a mortgage. The two types of mortgages are Property specific or House Hunter 
House Hunting & bid process - Find your house, put offer on, the offer is accepted 
Put holding deposit on 
Nominate solicitor 
Draw down 
Closing - home insurance & mortgage protection
Previous episodes that also discussed the mortgage process:
Episode 2 The Mortgage Journey 
Episode 6 Demonstrated Repayment Ability 
Episode 11 Mortgage Myths & Misconceptions 
Episode 20 Mortgages Without Borders 
Episode 21 Mortgage, Ready, Steady, Go 
_____________________
About The Property Pod:
Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers.
Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland.
Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence.
Find The Property Pod:
Instagram: @the_property_pod  
TikTok: @the_property_pod
LinkedIn: The Property Pod 
Pinterest: @thepropertypodireland 
_____________________
Find the Hosts:
Find Áine McLoughlin, Estate Agent, AML Property Services:
Website: amlpropertycork.ie 
LinkedIn: Aine McLoughlin | AML Property Services Cork 
Instagram: @amlpropertycork 
TikTok: @amlpropertycork 
Twitter: @amlpropertycork 
Find David Sweeney, Solicitor, propertysolicitors.ie:
Website: propertysolicitors.ie 
LinkedIn: | @property-solicitors-ie 
Instagram: @property_solicitors.ie 
Find Margaret Barrett, Mortgage Broker, Mortgage Navigators:
Website: mortgagenavigators.ie  
LinkedIn: Margaret Barrett | Mortgage Navigators IE  
Instagram: @mags_barrett | @mortgagenavigatorsofficial 
_____________________
About The Hosts:
Áine McLoughlin, Estate Agent, AML Property Services 
Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals. 
At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the real estate process. Whether buying, selling, or renting property, Áine is dedicated to delivering exceptional service and achieving the best possible outcomes for her clients
David Sweeney, Solicitor, propertysolicitors.ie
David Sweeney is a Solicitor and owner of Propertysolicitors.ie. David has a Bachelor of Business and Legal Studies (BBLS) from University College Dublin and qualified as a solicitor from Blackhall Place, the Law Society of Ireland, in 2007.
Embarking on a property transaction, be it buying, selling, or switching mortgages, is a significant decision. Property Solicitors recognise the weight of this decision and are dedicated to simplifying this journey for you. With a rich history in the Irish property market, Property Solicitors combine expertise, dedication, and transparency to offer you a seamless experience every time.
Margaret Barrett, Mortgage Broker, Mortgage Navigators
Margaret Barrett serves as the Managing Director of Mortgage Navigators. Margaret graduated with a Bachelor of Business Studies and Qualified Financial Advisor (QFA), has a background that includes her previous role as a Mortgage Manager at Bank of Ireland along with other senior business and sales leadership roles.
In her current role at Mortgage Navigators, Margaret leads a dedicated team responsible for identifying the most suitable borrowing solutions for clients, whether they are first-time homebuyers, individuals looking to move, those interested in switching, investors in search of property, or clients in pursuit of their dream seaside holiday home. The team is committed to assisting clients in their journey towards homeownership, in a stress free and jargon free manner.

Episode 25 Navigating the Apartment Market

Apartment living is a relatively new concept in Ireland but these spaces are starter homes for first-time buyers. 
In this episode, we discuss the nuances of buying an apartment versus purchasing a house. We're debunking myths and unravelling the mysteries surrounding apartment purchases. From understanding how apartment blocks operate to navigating through management companies and their fees, we've got you covered. Learn all about the ins and outs of apartment insurance policies and what to keep an eye out for when scouting your dream apartment.
 
We discuss:
The reality of buying an apartment 
How apartment blocks work 
Management companies and their fees
Insurance on apartments and block policy 
What to look out for buying an apartment 
The legality of buying an apartment
 
_____________________
 
About The Property Pod:
Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers.
Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland.
Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence.
Find The Property Pod:
Instagram: @the_property_pod  
TikTok: @the_property_pod
LinkedIn: The Property Pod 
Pinterest: @thepropertypodireland 
_____________________
Find the Hosts:
Find Áine McLoughlin, Estate Agent, AML Property Services:
Website: amlpropertycork.ie 
LinkedIn: Aine McLoughlin | AML Property Services Cork 
Instagram: @amlpropertycork 
TikTok: @amlpropertycork 
Twitter: @amlpropertycork 
Find David Sweeney, Solicitor, propertysolicitors.ie:
Website: propertysolicitors.ie 
LinkedIn: | @property-solicitors-ie 
Instagram: @property_solicitors.ie 
Find Margaret Barrett, Mortgage Broker, Mortgage Navigators:
Website: mortgagenavigators.ie  
LinkedIn: Margaret Barrett | Mortgage Navigators IE  
Instagram: @mags_barrett | @mortgagenavigatorsofficial 
_____________________
 
About The Hosts:
Áine McLoughlin, Estate Agent, AML Property Services 
Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals. 
At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the real estate process. Whether buying, selling, or renting property, Áine is dedicated to delivering exceptional service and achieving the best possible outcomes for her clients
David Sweeney, Solicitor, propertysolicitors.ie
David Sweeney is a Solicitor and owner of Propertysolicitors.ie. David has a Bachelor of Business and Legal Studies (BBLS) from University College Dublin and qualified as a solicitor from Blackhall Place, the Law Society of Ireland, in 2007.
Embarking on a property transaction, be it buying, selling, or switching mortgages, is a significant decision. Property Solicitors recognise the weight of this decision and are dedicated to simplifying this journey for you. With a rich history in the Irish property market, Property Solicitors combine expertise, dedication, and transparency to offer you a seamless experience every time.
Margaret Barrett, Mortgage Broker, Mortgage Navigators
Margaret Barrett serves as the Managing Director of Mortgage Navigators. Margaret graduated with a Bachelor of Business Studies and Qualified Financial Advisor (QFA), has a background that includes her previous role as a Mortgage Manager at Bank of Ireland along with other senior business and sales leadership roles.
In her current role at Mortgage Navigators, Margaret leads a dedicated team responsible for identifying the most suitable borrowing solutions for clients, whether they are first-time homebuyers, individuals looking to move, those interested in switching, investors in search of property, or clients in pursuit of their dream seaside holiday home. The team is committed to assisting clients in their journey towards homeownership, in a stress free and jargon free manner.

Episode 24 Home Sweet Home: Is a New Build Right for You?

If you're considering purchasing a new build home, this episode is a must listen! Join us as we explore the advantages and drawbacks of buying a new build property in Ireland, featuring expert insights from our hosts who bring diverse perspectives as an estate agent, mortgage broker and solicitor.
We discuss:
Schemes available for first time buyers and new build properties 
The challenges of buying off plans 
Benefits of buying new builds 
Tips on buying new builds 
The mortgage process when buying a new build property 
BER certification and green mortgages
How to finding new build properties and developments 
The legal process involved
When is a new build house ready? Snag lists, builders finish explained and what that means from the banks respective 
_____________________
About The Property Pod:
Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers.
Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland.
Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence.
Find The Property Pod:
Instagram: @the_property_pod  
TikTok: @the_property_pod
LinkedIn: The Property Pod 
Pinterest: @thepropertypodireland 
_____________________
Find the Hosts:
Find Áine McLoughlin, Estate Agent, AML Property Services:
Website: amlpropertycork.ie 
LinkedIn: Aine McLoughlin | AML Property Services Cork 
Instagram: @amlpropertycork 
TikTok: @amlpropertycork 
Twitter: @amlpropertycork 
Find David Sweeney, Solicitor, propertysolicitors.ie:
Website: propertysolicitors.ie 
LinkedIn: | @property-solicitors-ie 
Instagram: @property_solicitors.ie 
Find Margaret Barrett, Mortgage Broker, Mortgage Navigators:
Website: mortgagenavigators.ie  
LinkedIn: Margaret Barrett | Mortgage Navigators IE  
Instagram: @mags_barrett | @mortgagenavigatorsofficial 
_____________________
About The Hosts:
Áine McLoughlin, Estate Agent, AML Property Services 
Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals. 
At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the real estate process. Whether buying, selling, or renting property, Áine is dedicated to delivering exceptional service and achieving the best possible outcomes for her clients
David Sweeney, Solicitor, propertysolicitors.ie
David Sweeney is a Solicitor and owner of Propertysolicitors.ie. David has a Bachelor of Business and Legal Studies (BBLS) from University College Dublin and qualified as a solicitor from Blackhall Place, the Law Society of Ireland, in 2007.
Embarking on a property transaction, be it buying, selling, or switching mortgages, is a significant decision. Property Solicitors recognise the weight of this decision and are dedicated to simplifying this journey for you. With a rich history in the Irish property market, Property Solicitors combine expertise, dedication, and transparency to offer you a seamless experience every time.
Margaret Barrett, Mortgage Broker, Mortgage Navigators
Margaret Barrett serves as the Managing Director of Mortgage Navigators. Margaret graduated with a Bachelor of Business Studies and Qualified Financial Advisor (QFA), has a background that includes her previous role as a Mortgage Manager at Bank of Ireland along with other senior business and sales leadership roles.
In her current role at Mortgage Navigators, Margaret leads a dedicated team responsible for identifying the most suitable borrowing solutions for clients, whether they are first-time homebuyers, individuals looking to move, those interested in switching, investors in search of property, or clients in pursuit of their dream seaside holiday home. The team is committed to assisting clients in their journey towards homeownership, in a stress free and jargon free manner.

Episode 23 Looking back at 2023 and into 2024

This episode was recorded back in December 2023 as part of a LinkedIn Live 
All information was correct at the time of recording.One error to note, The Help to Buy Scheme is valid until 31 December 2025!
 
In this Episode, our hosts Áine, David and Margaret reintroduce themselves before looking back at the year 2023 was for property in Ireland and exploring what the market will look like in 2024. 
We discuss:
The 2023 property market 
Average house prices across the country 
The supply of new build homes in 2023 vs 2022
2023 interest rates from the European Central Bank, what caused those the increases and what that looks like in reality 
What interest rates will look like in Ireland in 2024
Why you should look at switch mortgages 
The reality of buying second hand homes that need renovation and how to prepare financially for that
_____________________
About The Property Pod:
Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers.
Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland.
Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence.
Find The Property Pod:
Instagram: @the_property_pod  
TikTok: @the_property_pod
LinkedIn: The Property Pod 
Pinterest: @thepropertypodireland 
 
_____________________
Find the Hosts:
Find Áine McLoughlin, Estate Agent, AML Property Services:
Website: amlpropertycork.ie 
LinkedIn: Aine McLoughlin | AML Property Services Cork 
Instagram: @amlpropertycork 
TikTok: @amlpropertycork 
Twitter: @amlpropertycork 
 
Find David Sweeney, Solicitor, propertysolicitors.ie:
Website: propertysolicitors.ie 
LinkedIn: | @property-solicitors-ie 
Instagram: @property_solicitors.ie 
 
Find Margaret Barrett, Mortgage Broker, Mortgage Navigators:
Website: mortgagenavigators.ie  
LinkedIn: Margaret Barrett | Mortgage Navigators IE  
Instagram: @mags_barrett | @mortgagenavigatorsofficial 
_____________________
About The Hosts:
Áine McLoughlin, Estate Agent, AML Property Services 
Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals. 
At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the real estate process. Whether buying, selling, or renting property, Áine is dedicated to delivering exceptional service and achieving the best possible outcomes for her clients
 
David Sweeney, Solicitor, propertysolicitors.ie
David Sweeney is a Solicitor and owner of Propertysolicitors.ie. David has a Bachelor of Business and Legal Studies (BBLS) from University College Dublin and qualified as a solicitor from Blackhall Place, the Law Society of Ireland, in 2007.
Embarking on a property transaction, be it buying, selling, or switching mortgages, is a significant decision. Property Solicitors recognise the weight of this decision and are dedicated to simplifying this journey for you. With a rich history in the Irish property market, Property Solicitors combine expertise, dedication, and transparency to offer you a seamless experience every time.
 
Margaret Barrett, Mortgage Broker, Mortgage Navigators
Margaret Barrett serves as the Managing Director of Mortgage Navigators. Margaret graduated with a Bachelor of Business Studies and Qualified Financial Advisor (QFA), has a background that includes her previous role as a Mortgage Manager at Bank of Ireland along with other senior business and sales leadership roles.
In her current role at Mortgage Navigators, Margaret leads a dedicated team responsible for identifying the most suitable borrowing solutions for clients, whether they are first-time homebuyers, individuals looking to move, those interested in switching, investors in search of property, or clients in pursuit of their dream seaside holiday home. The team is committed to assisting clients in their journey towards homeownership, in a stress free and jargon free manner.

Episode 22 The Realistic House Buying Process

In this Episode, Estate Agent, Áine McLoughlin of AML Property Services takes you through the steps involved in buying a house and the factors you need to consider including budget, location and your future plans. 
We discuss:
Deposits - a deposit of 10% is required
Approval in Principle - you cannot search for a house until you have this
Budget -  figure out the max amount you can borrow and how much you can afford each month. Also need to factor in stamp duty, legal fees, engineers costs and others.
Where do you want to live? - Location is the most important factor when it comes to deciding on your home 
Family growth is another factor as a first time buyer 
The importance of looking for your solicitor and engineer early
Buying new build v second hand propoerty
Additional costs involved in buying a home and choosing where to buy / live 
The bidding process
Complications and expectations on the house buying journey  
Episode Links & Resources:
Understand and compare property pricing in the area: Property Price Register
_____________________
About The Property Pod:
Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers.
Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland.
Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence.
Find The Property Pod:
Instagram: @the_property_pod  
TikTok: @the_property_pod
LinkedIn: The Property Pod 
Pinterest: @thepropertypodireland 
_____________________
Find the Hosts:
Find Áine McLoughlin, Estate Agent, AML Property Services:
Website: amlpropertycork.ie 
LinkedIn: Aine McLoughlin | AML Property Services Cork 
Instagram: @amlpropertycork 
TikTok: @amlpropertycork 
Twitter: @amlpropertycork 
 
Find David Sweeney, Solicitor, propertysolicitors.ie:
Website: propertysolicitors.ie 
LinkedIn: | @property-solicitors-ie 
Instagram: @property_solicitors.ie 
 
Find Margaret Barrett, Mortgage Broker, Mortgage Navigators:
Website: mortgagenavigators.ie  
LinkedIn: Margaret Barrett | Mortgage Navigators IE  
Instagram: @mags_barrett | @mortgagenavigatorsofficial 
_____________________
About The Hosts:
Áine McLoughlin, Estate Agent, AML Property Services 
Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals. 
At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the real estate process. Whether buying, selling, or renting property, Áine is dedicated to delivering exceptional service and achieving the best possible outcomes for her clients
David Sweeney, Solicitor, propertysolicitors.ie
David Sweeney is a Solicitor and owner of Propertysolicitors.ie. David has a Bachelor of Business and Legal Studies (BBLS) from University College Dublin and qualified as a solicitor from Blackhall Place, the Law Society of Ireland, in 2007.
Embarking on a property transaction, be it buying, selling, or switching mortgages, is a significant decision. Property Solicitors recognise the weight of this decision and are dedicated to simplifying this journey for you. With a rich history in the Irish property market, Property Solicitors combine expertise, dedication, and transparency to offer you a seamless experience every time.
Margaret Barrett, Mortgage Broker, Mortgage Navigators
Margaret Barrett serves as the Managing Director of Mortgage Navigators. Margaret graduated with a Bachelor of Business Studies and Qualified Financial Advisor (QFA), has a background that includes her previous role as a Mortgage Manager at Bank of Ireland along with other senior business and sales leadership roles.
In her current role at Mortgage Navigators, Margaret leads a dedicated team responsible for identifying the most suitable borrowing solutions for clients, whether they are first-time homebuyers, individuals looking to move, those interested in switching, investors in search of property, or clients in pursuit of their dream seaside holiday home. The team is committed to assisting clients in their journey towards homeownership, in a stress free and jargon free manner.

Episode 21 Mortgage, Ready, Steady, Go!

In this Episode, Mortgage Broker, Margaret Barrett of Mortgage Navigators takes you through the 3 key steps to get mortgage ready 
Understanding your finances 
Demonstrated Repayment Ability (DRA)
Get your paperwork in order
We also discuss:
How the banks stress test your mortgage applicants 
Other monthly costs to consider in addition to your mortgage such as Home Insurance and Life Assurance 
Managing finances and the house buying process if unmarried couples  
Episode Links & Resources:
Get you credit report: Central Credit Register (CCR) 
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About The Property Pod:
Welcome to The Property Pod, the ultimate guide for first time buyers navigating the Irish property market. Hosted by three seasoned experts, Estate Agent, Áine McLoughlin, Solicitor, David Sweeney and Mortgage Broker, Margaret Barrett. This podcast offers invaluable insights, tips, and real-life experiences to empower buyers and sellers.
Each episode of The Property Pod delves into various aspects of the house buying journey, from understanding market trends and property valuations to legal considerations and financing options. The hosts share their expert opinions, practical tips, and cautionary tales drawn from their extensive experience, offering listeners a comprehensive overview of the realities of buying a house in Ireland.
Whether you're just starting to explore the idea of homeownership or knee-deep in the house hunting process, The Property Pod is your go-to resource for clarity, guidance, and peace of mind. Tune in to empower yourself with the knowledge needed to make informed decisions and embark on your home buying journey with confidence.
Find The Property Pod:
Instagram: @the_property_pod  
TikTok: @the_property_pod
LinkedIn: The Property Pod 
Pinterest: @thepropertypodireland 
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Find the Hosts:
Find Áine McLoughlin, Estate Agent, AML Property Services:
Website: amlpropertycork.ie 
LinkedIn: Aine McLoughlin | AML Property Services Cork 
Instagram: @amlpropertycork 
TikTok: @amlpropertycork 
Twitter: @amlpropertycork 
 
Find David Sweeney, Solicitor, propertysolicitors.ie:
Website: propertysolicitors.ie 
LinkedIn: | @property-solicitors-ie 
Instagram: @property_solicitors.ie 
 
Find Margaret Barrett, Mortgage Broker, Mortgage Navigators:
Website: mortgagenavigators.ie  
LinkedIn: Margaret Barrett | Mortgage Navigators IE  
Instagram: @mags_barrett | @mortgagenavigatorsofficial 
____________________
About The Hosts:
Áine McLoughlin, Estate Agent, AML Property Services 
Áine McLoughlin is an experienced estate agent who launched AML Property Services in April 2020. With several years of hands-on experience in the Property industry, Áine brings a wealth of knowledge and expertise to her clients. Áine's approach is centred around providing bespoke and personalised solutions to property owners. She understands that each client's situation is unique, and she tailors her services accordingly to meet their specific needs and goals. 
At AML Property Services, Áine's primary focus is on building strong, long-term relationships with her clients. She believes in the importance of trust and communication and strives to foster open and honest dialogues with those she works with. Clients can expect to receive professional, friendly, and honest advice from Áine throughout every step of the real estate process. Whether buying, selling, or renting property, Áine is dedicated to delivering exceptional service and achieving the best possible outcomes for her clients
 
David Sweeney, Solicitor, propertysolicitors.ie
David Sweeney is a Solicitor and owner of Propertysolicitors.ie. David has a Bachelor of Business and Legal Studies (BBLS) from University College Dublin and qualified as a solicitor from Blackhall Place, the Law Society of Ireland, in 2007.
Embarking on a property transaction, be it buying, selling, or switching mortgages, is a significant decision. Property Solicitors recognise the weight of this decision and are dedicated to simplifying this journey for you. With a rich history in the Irish property market, Property Solicitors combine expertise, dedication, and transparency to offer you a seamless experience every time.
Margaret Barrett, Mortgage Broker, Mortgage Navigators
Margaret Barrett serves as the Managing Director of Mortgage Navigators. Margaret graduated with a Bachelor of Business Studies and Qualified Financial Advisor (QFA), has a background that includes her previous role as a Mortgage Manager at Bank of Ireland along with other senior business and sales leadership roles.
In her current role at Mortgage Navigators, Margaret leads a dedicated team responsible for identifying the most suitable borrowing solutions for clients, whether they are first-time homebuyers, individuals looking to move, those interested in switching, investors in search of property, or clients in pursuit of their dream seaside holiday home. The team is committed to assisting clients in their journey towards homeownership, in a stress free and jargon free manner.

Episode 20 - Mortgages Without Borders

Episode 20 of The Property Pod: 'Mortgages Without Borders: Margaret Barrett's Guide for Expats'. Tune in as mortgage guru Margaret Barrett unveils key strategies for expats applying for mortgages from abroad. A must-listen for Irish expatriates aiming to invest back home!  
 
#ThePropertyPod #ExpatFinance #MortgageTips #GlobalIrish  Available on Spotify & Apple Podcasts!

Episode 19 - Auction Action: Mastering Property Purchases

Episode 19 of The Property Pod: 'Auction Action: Mastering Property Purchases with David Sweeney'. Join us as our solicitor expert David Sweeney guides you through the thrills and challenges of buying a property at auction. Essential listening for aspiring buyers and real estate enthusiasts!
 #ThePropertyPod #AuctionInsights #PropertyBuyingTips #IrelandRealEstate  Catch it on Spotify & Apple Podcasts!